Plumbing Leak Damage Claim Attorney

Get the Compensation You Deserve

A plumbing leak can cause severe water damage to your home or business, leading to structural issues, mold growth, and expensive repairs. While homeowners insurance should cover sudden and accidental leaks, many policyholders find their claims denied, delayed, or underpaid by insurance companies.

At The Ferriol Law Firm, we specialize in representing homeowners and businesses in plumbing leak insurance claims. Our Miami plumbing leak attorneys know how insurance companies work and are prepared to fight for the full compensation you deserve.

Why Plumbing Leak Insurance Claims Are Denied or Underpaid

Insurance companies often look for ways to reduce payouts or avoid paying claims altogether. Common reasons for plumbing leak claim disputes include:

• Gradual vs. Sudden Leaks: Insurers often argue that long-term leaks result from poor maintenance rather than sudden failure, making them ineligible for coverage.
• Lowball Settlements: Some insurers underestimate repair costs, offering settlements far below what is needed for full restoration.
• Claim Delays: Adjusters may stall the process by requesting additional paperwork or multiple inspections.
• Disputed Cause of Damage: Insurance companies sometimes claim the damage resulted from wear and tear, rather than a covered event like a burst pipe.

If your claim has been wrongfully denied or undervalued, a plumbing leak damage lawyer in Miami can step in to negotiate a fair settlement or take legal action if necessary.

How The Ferriol Law Firm Can Help

Our legal team handles every aspect of your claim to ensure you receive maximum compensation. We will:

1. Review Your Policy – We analyze your homeowners insurance policy to determine coverage eligibility.
2. Assess the Damage – We work with independent experts to document all property damage.
3. Negotiate With Insurers – We fight to secure a fair settlement that covers all repairs and restoration costs.
4. Appeal Denied or Underpaid Claims – If your claim was wrongfully denied, we will challenge the decision and pursue legal action if needed.

We handle all communications with the insurance company, so you don’t have to deal with the stress and frustration of the claims process.

Steps to Take After a Plumbing Leak

If you discover a plumbing leak in your home, taking quick action can help protect your insurance claim and prevent further damage:

1. Shut off the water supply to stop the leak.
2. Document the damage by taking clear photos and videos.
3. Mitigate further damage by using towels, fans, or dehumidifiers to dry affected areas.
4. Contact your insurance company and file a claim immediately.
5. Call a plumbing leak attorney if your claim is delayed, underpaid, or denied.

The True Cost of Plumbing Leaks in Florida

Plumbing leaks are one of the leading causes of home water damage. According to the Environmental Protection Agency (EPA), household leaks waste nearly one trillion gallons of water every year in the U.S. (Source: EPA).

A hidden plumbing leak may go unnoticed for weeks or months, leading to severe property damage. The CDC warns that mold can begin to grow within 24-48 hours after water exposure, potentially creating serious health risks (Source: CDC).

Why Choose The Ferriol Law Firm?

At The Ferriol Law Firm, we offer:

• No Fees Unless We Win – You don’t pay unless we recover compensation for you.
• Free Home Inspections – We assess your damage at no cost to you.
• Proven Results – We have helped hundreds of Florida homeowners recover millions in settlements.

We serve most of Florida, including Miami, Orlando, Naples, Tampa, Pensacola, Fort Lauderdale, and Key West.

📞 Call (786) 391-2148 for a Free Home Inspection & Case Review.

FAQs About Plumbing Leak Insurance Claims

Does homeowners insurance cover plumbing leaks?
Most policies cover sudden and accidental leaks (e.g., burst pipes) but may exclude gradual leaks due to maintenance issues.

What if my insurance company underpaid my claim?
You have the right to challenge the settlement. A plumbing leak attorney can negotiate a higher payout or take legal action.

How long do I have to file a claim?
Florida law generally allows up to five years for property damage claims, but filing quickly is always recommended.