Miami Uber & Lyft Accident Attorney

Injured in an Uber or Lyft accident? The Ferriol Law Firm fights for victims of rideshare crashes in Miami, ensuring maximum compensation for medical bills, lost wages, and pain & suffering.

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Miami Rideshare Accidents: The Risks Behind the Convenience

Uber and Lyft have changed the way Miami residents and tourists travel. With millions of rides happening daily, these rideshare services offer convenience—but also increased accident risks.

Rideshare accidents are not like regular car crashes. They involve complex insurance policies, multiple liable parties, and unique legal challenges. Whether you were a passenger, driver, or another motorist involved in a rideshare accident, a Miami Uber accident attorney or Miami Lyft accident attorney can help you fight for the compensation you deserve.

What Causes Most Uber & Lyft Accidents?

Rideshare accidents happen for many of the same reasons as other crashes, but certain risks are more common with Uber and Lyft drivers. These include:

  • Driver Distraction – Rideshare drivers constantly check their phones for trip updates, GPS navigation, and customer messages, which takes their eyes off the road.
  • Drowsy Driving – Many Uber and Lyft drivers work long hours, often after already working another job. Fatigue slows reaction times and increases accident risks.
  • Speeding & Reckless Driving – To complete more rides, some drivers speed, make abrupt stops, or ignore traffic laws, putting passengers and others at risk.
  • Unfamiliar Routes – Unlike taxi drivers, Uber and Lyft drivers often navigate unfamiliar areas, which can lead to wrong turns, sudden stops, or hesitation at intersections.
  • Poor Vehicle Maintenance – Rideshare drivers use personal vehicles, meaning maintenance is up to them. If they neglect brakes, tires, or lights, the risk of an accident increases.

If you’ve been involved in a rideshare crash, a Miami Lyft accident attorney can help determine who is responsible and what compensation you’re entitled to.

Who Pays for Damages in a Rideshare Accident?

Uber and Lyft do not directly employ their drivers. Instead, they classify them as independent contractors, which allows these companies to avoid direct liability in accidents. However, Uber and Lyft provide insurance coverage depending on when the crash happens, including up to $1,000,000 in liability coverage during active rides (Uber’s Insurance Coverage, Lyft Insurance Coverage).  

Insurance Coverage Breakdown:

Driver StatusUber/Lyft Insurance Coverage
App is OFF (Driver is using their car for personal reasons)No Uber/Lyft coverage – Only the driver’s personal insurance applies.
App is ON, but No Passenger AssignedLimited Coverage – Up to $50,000 per person and $100,000 per accident for injuries. Property damage is covered up to $25,000.
Driver is Picking Up a Passenger or During a RideFull Uber/Lyft Coverage – Up to $1,000,000 in liability coverage and uninsured/underinsured motorist coverage.

This layered insurance system can make it hard to determine who is responsible for paying damages. A Miami Uber accident attorney can help you file claims with the right insurance company and fight lowball settlement offers.

What Compensation Can You Recover?

If you were injured in an Uber or Lyft crash, you may be entitled to compensation for:

  • Medical Expenses – Emergency care, hospital stays, surgeries, rehabilitation, and future medical costs.
  • Lost Wages – If your injuries prevent you from working, you can recover past and future lost income.
  • Pain & Suffering – Compensation for physical pain, emotional distress, PTSD, and reduced quality of life.
  • Property Damage – If your vehicle was involved, repair or replacement costs may be covered.
  • Wrongful Death Damages – If a loved one died in a rideshare crash, family members may recover funeral costs, loss of financial support, and emotional damages.

Insurance companies often try to settle for less than you deserve. A Miami Lyft accident attorney ensures you get full compensation.

5 Steps to Take After an Uber or Lyft Accident

Following the right steps can protect your health and your legal claim.

1. Call 911 and Report the Crash

Florida law requires reporting accidents that involve injuries or serious damage (Florida Highway Safety).

2. Document the Scene

Take photos and videos of:

  • Vehicle damage
  • Skid marks and traffic signals
  • Your injuries

3. Get Driver & Witness Information

Collect:

  • The Uber or Lyft driver’s name and insurance information
  • Contact info for passengers and witnesses

4. Seek Medical Attention

Even if you feel fine, get checked for internal injuries.

5. Contact a Miami Uber Accident Attorney

Insurance companies will try to minimize your claim—a lawyer protects your rights and compensation.

How The Ferriol Law Firm Can Help

At The Ferriol Law Firm, we fight for maximum compensation for Uber and Lyft crash victims. Our team:

  • Investigates Accident Liability – We determine who is responsible and which insurance policy applies.
  • Handles All Insurance Claims – We fight back against lowball offers and delayed payments.
  • Takes Your Case to Court – If insurers refuse to pay, we file a lawsuit on your behalf.
  • Charges No Fees Unless You Win – You pay nothing upfront—we only get paid if you win compensation.

 

Call Now for a Free Consultation!

Why Miami Trusts The Ferriol Law Firm

  • Proven Experience in Rideshare Cases – We’ve handled hundreds of Uber & Lyft crash claims.
  • Millions Recovered for Clients – We fight for every dollar you’re owed.
  • No-Risk Legal Representation – If we don’t win, you don’t pay.

Don’t settle for less—let us fight for your rights.

FAQs

1. How long do I have to file an Uber or Lyft accident claim?

Florida law allows two years to file a rideshare accident lawsuit (Florida Senate).

2. Can I sue Uber or Lyft directly?

Usually, no—but you can file a claim against their insurance policy if their driver was at fault.

3. What if my driver was uninsured?

Uber and Lyft’s $1,000,000 uninsured motorist policy may cover you.

Don’t Let Insurance Companies Take Advantage of You

Uber and Lyft accidents can leave you with mounting medical bills and lost wages. The Ferriol Law Firm fights for rideshare accident victims, ensuring maximum compensation.

Call Today for a Free Consultation & Case Review!

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