Florida Property Damage Lawyer

With our expertise both in and out of the courtroom, The Ferriol Law Firm is dedicated to fighting for the compensation you rightfully deserve.

Florida Property Damage Lawyer

Struggling with a Florida property damage claim? Many homeowners and business owners face delays, lowball offers, or outright denials from insurance companies after hurricanes, floods, fires, or other disasters. At The Ferriol Law Firm, our experienced Florida property damage lawyer team fights to ensure you receive the full compensation you deserve—so you can rebuild with confidence.

At The Ferriol Law Firm, we fight to protect your rights and ensure you get the maximum compensation for your property damage claim in Florida. Our experienced team handles everything from hurricane damage claims to fire, water, and mold-related claims, helping property owners across the state recover the payouts they deserve.

Why You Need a Florida Property Damage Lawyer

Dealing with an insurance company on your own can be frustrating. Many insurers underpay claims, deny valid losses, or delay payments, hoping policyholders will accept less than they deserve. A Florida property damage lawyer can:

  • Review your insurance policy to clarify your coverage.
  • Gather evidence to strengthen your claim.
  • Negotiate aggressively with insurance adjusters to maximize your payout.
  • File appeals or lawsuits if your claim has been wrongfully denied.

With years of experience handling Florida property damage claims, we know how to hold insurance companies accountable and ensure they honor their policies.

Common Causes of Property Damage in Florida

Hurricane & Wind Damage

Florida’s hurricane season brings strong winds that can rip off roofs, shatter windows, and weaken structures. Insurers often attempt to reduce payouts by blaming pre-existing conditions or excluding wind-related damages.

Flood & Water Damage

Heavy rains, storm surges, and plumbing failures can cause extensive water damage to homes and businesses. Many Florida property damage claims for flooding are wrongly denied due to exclusions or disputed causes.

Fire & Smoke Damage

A fire can leave behind structural damage, smoke contamination, and hazardous debris. Even when covered by insurance, fire damage claims are frequently delayed or underpaid.

Mold Damage

Florida’s humid climate makes properties vulnerable to mold infestations, especially after water damage. Insurers often argue that mold is due to neglect rather than a covered event, leading to denied claims.

Steps to Take After Property Damage

If your property suffers damage, taking the right steps can strengthen your claim and prevent delays:

  1. Document Everything – Take clear photos and videos of all damage.
  2. Prevent Further Losses – Use tarps or boards to secure damaged areas.
  3. Review Your Insurance Policy – Understand your coverage and exclusions.
  4. File Your Claim Promptly – Notify your insurance company as soon as possible.
  5. Consult a Florida Property Damage Lawyer – Get legal guidance to avoid common claim pitfalls.

How The Ferriol Law Firm Can Help

Free Home Inspections

We offer complimentary property inspections to assess the full extent of your damages and ensure your claim reflects the true cost of repairs.

No Fees Unless We Win

Our firm operates on a contingency fee basis, meaning you pay nothing unless we recover compensation for you.

Aggressive Representation Against Insurance Companies

Insurance companies often delay, underpay, or deny valid claims. We push back by:

  • Challenging low settlement offers
  • Providing expert damage assessments
  • Filing legal action if necessary

We ensure you receive the maximum compensation available under your policy.

Real Case Results

We have helped countless Florida homeowners and business owners recover what they are owed:

  • Recovered $250,000 for a homeowner whose hurricane damage claim was denied.
  • Secured $100,000 for a property owner after the insurer offered only $10,000 for water damage.
  • Successfully overturned a commercial property claim denial, leading to a six-figure settlement.

Florida Auto Property Damage Claims

Property damage doesn’t just affect homes and businesses—many Floridians also struggle with auto property damage claims. Whether caused by a hurricane, flood, accident, or vandalism, insurance companies often:

  • Undervalue repair costs, leading to unfair settlements.
  • Delay claim processing, leaving vehicle owners without transportation.
  • Deny claims unfairly, citing policy exclusions.

At The Ferriol Law Firm, we help clients recover fair payouts for vehicle repairs and total loss settlements. If your Florida auto property damage claim has been delayed, reduced, or denied, we are ready to fight for your rights.

Don’t Let Insurance Companies Undervalue Your Claim

Many insurers engage in bad faith tactics, such as:

  • Delaying investigations to frustrate policyholders.
  • Offering settlements below repair costs.
  • Denying valid claims based on technicalities.

If you believe your property damage claim in Florida has been wrongfully denied or undervalued, our legal team can help.

FAQs About Florida Property Damage Claims

What should I do if my property damage claim is denied?

Do not accept a denial without legal review. Many insurance companies wrongly deny claims to minimize payouts. We offer free claim evaluations to assess your options.

How long do I have to file a property damage claim in Florida?

Florida law allows two years for hurricane claims and five years for most other property damage claims. Filing early is always recommended.

Can my insurance company raise my rates if I file a claim?

Under Florida law, insurers cannot unfairly increase rates based on a single claim, but they may adjust premiums after multiple claims.

Serving Across Florida

We represent homeowners and businesses across:

  • Miami-Dade County
  • Broward County
  • Palm Beach County
  • Orlando
  • Tampa
  • Key West

Schedule a Free Home Inspection Today

If your Florida property damage claim has been delayed, denied, or underpaid, do not fight the insurance company alone. The Ferriol Law Firm will handle the legal process while you focus on rebuilding.

Every day you wait could cost you thousands. Don’t let the insurance company take advantage of you. Call (786) 391-2148 now for your FREE home inspection and policy review. No fees unless we win.

Testimonials

What Our Clients Say About Us